Deliverables Index — Phase 02

Core Tables (Print These)

  • Credit Harm Timeline (Aug–Feb)
  • Tradeline Accuracy Matrix (FCFCU vs bureaus)
  • Dispute Log (per bureau + furnisher)
  • Opportunity Lost Log (what was blocked + when + why it matters)
  • Credit Damages Summary (credit_cost + deposits + higher APR + lost income knock-on)

Packets (Build/Print)

  • Bureau Dispute Packet — Experian
  • Bureau Dispute Packet — Equifax
  • Bureau Dispute Packet — TransUnion
  • Furnisher Dispute Packet — FCFCU
  • CFPB Complaint Packet (if filing)

Drafts (Not Filed; working)

  • FCRA demand language (settlement-ready)
  • “Reinvestigation failure” memo (internal)
  • Exhibit list template for credit section

Documents (Must Exist in evidence)

  • Credit reports (PDF/screenshots)
  • Dispute letters (sent copies)
  • Proof of delivery (tracking/certified)
  • Bureau responses / verification letters
  • Any loan/card denial proofs