Phase 02 — Credit & FCRA Enforcement

Purpose

Translate defective foreclosure and servicing into credit liability and damages.

What Lives Here

  • Credit reports
  • Furnisher disputes
  • Bureau disputes
  • Verified responses
  • Credit damages

Tasks

  • Pull all bureau reports
  • Dispute FCFCU tradelines
  • Track verification failures
  • Quantify FCRA damages

Deliverables

  • FCRA claim package
  • Credit deletion leverage

Feeds Into

  • Phase 04 (Settlement)
  • Phase 03 (Regulators)