V-FCFCU-2025-0001: FCRA

Summary

Experian reinvestigation failure / inadequate investigation (if occurs)

Facts

  • Date:
  • Actor: Experian ()
  • Context:

THEORY_CRA_REINVESTIGATION_FAILURE

Impact

Experian failed to adequately reinvestigate a dispute, which may violate FCRA reinvestigation duties.

Notes

LEGACY_ID:V-002; SOURCE_FILE:C_VIS\10_violations\CREDIT_BUREAUS\NT_V-011_experian-reinvestigation-failure.md