V-FCFCU-2026-0001: General
Executive Summary
Exhibit X — Inventory of Jurisdictional, Execution, and Civil Rights Violations
Key Facts
- Date: 2026-01-02
- Actor: ()
- Context:
Summary
FCFCU continues reporting the first mortgage as an active delinquent installment loan after judgment and sale, which may misrepresent the borrower’s obligations and harm creditworthiness.
Elements Checklist
- Element 1:
- Element 2:
- Element 3:
Legal Basis
Primary
- Statute / Rule:
- Required elements:
- Element A:
- Element B:
Secondary / Supporting (optional)
- Regulation:
- Case law (if strong):
Facts & Timeline (placeholders)
- YYYY-MM-DD: fact
Evidence Links
Counterarguments & Risk
- Their likely argument:
- Your rebuttal:
Strategic Use
Best Forums
- Credit bureau dispute
- Direct furnisher notice
- CFPB
Recommended Deployment
- Use when: strong documentary evidence of post-judgment sale
- Avoid when: insufficient proof of reporting timeline
Damages Impact
Direct Harms
- Financial:
- Credit:
Documentation Needed
- Credit reports showing continued tradeline
Disposition
Decision:
- Keep
- Merge into: _______
- Hold
- Discard
Reason: