V-FCFCU-2025-0023: FCRA

Executive Summary

FCFCU continues reporting second mortgage as active delinquent installment loan post-judgment/sale

Key Facts

• Date:
• Actor: FCFCU ()
• Context:

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Summary

FCFCU continues reporting the second mortgage as an active delinquent installment loan after judgment and sale, which may misrepresent the borrower’s obligations and harm creditworthiness.

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Elements Checklist

• Element 1:
• Element 2:

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Legal Basis

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Facts & Timeline

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Evidence Links

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Strategic Use

• Credit bureau dispute

Disposition

• Keep