Violations Inventory Master

Auto-generated view of violations_inventory_master.csv

violation_id	violation_date	violation_date_end	actor	actor_role	violation_category	violation_type	legal_authority	description	procedural_context	evidence_ids	harm_category	impact_summary	status	confidence_level	notes
V-FCFCU-2026-0001	2026-01-02				Statutory	General		Exhibit X — Inventory of Jurisdictional, Execution, and Civil Rights Violations					Alleged	Medium	LEGACY_ID:V-001
V-FCFCU-2025-0001			Experian		Statutory	THEORY_CRA_REINVESTIGATION_FAILURE	FCRA	Experian reinvestigation failure / inadequate investigation (if occurs)				Experian failed to adequately reinvestigate a dispute, which may violate FCRA reinvestigation duties.	Alleged	Medium	LEGACY_ID:V-002; SOURCE_FILE:C_VIS\10_violations\CREDIT_BUREAUS\NT_V-011_experian-reinvestigation-failure.md
V-FCFCU-2025-0002			Equifax		Statutory	THEORY_CRA_REINVESTIGATION_FAILURE	FCRA	Equifax reinvestigation failure / inadequate investigation (if occurs)				Equifax failed to adequately reinvestigate a dispute, which may violate FCRA reinvestigation duties.	Alleged	Medium	LEGACY_ID:V-003; SOURCE_FILE:C_VIS\10_violations\CREDIT_BUREAUS\NT_V-012_equifax-reinvestigation-failure.md
V-FCFCU-2025-0003			TransUnion		Statutory	THEORY_CRA_REINVESTIGATION_FAILURE	FCRA	TransUnion reinvestigation failure / inadequate investigation (if occurs)				TransUnion failed to adequately reinvestigate a dispute, which may violate FCRA reinvestigation duties.	Alleged	Medium	LEGACY_ID:V-004; SOURCE_FILE:C_VIS\10_violations\CREDIT_BUREAUS\NT_V-013_transunion-reinvestigation-failure.md
V-FCFCU-2025-0004			FCFCU		Statutory	THEORY_FCRA_NOTICE_AND_NONCOMPLIANCE	FCRA	Failure to correct inaccurate furnishings after notice (1681s-2(b))				FCFCU failed to correct inaccurate reporting after receiving notice under 15 U.S.C. §1681s-2(b), which may indicate noncompliance or willfulness.	Alleged	Medium	LEGACY_ID:V-005; SOURCE_FILE:C_VIS\10_violations\FCFCU\NT_V-005_failure-to-correct-inaccurate-furnishings.md
V-FCFCU-2025-0005			FCFCU		Statutory	THEORY_FCRA_SYSTEMIC_MISREPORTING	FCRA	Dual tradeline double-counting of same collateral/debt causing compounded credit harm				The same collateral or debt is reported on multiple tradelines, effectively double-counting the harm and increasing damages.	Alleged	Medium	LEGACY_ID:V-006; SOURCE_FILE:C_VIS\10_violations\FCFCU\NT_V-006_dual-tradeline-double-counting.md
V-FCFCU-2025-0006			FCFCU		Tort	THEORY_CREDIT_DEFAMATION	Tort	Credit defamation: false publication of delinquency after legal status changed				False publications of delinquency after the legal status changed may constitute credit defamation and support litigation claims.	Alleged	Medium	LEGACY_ID:V-007; SOURCE_FILE:C_VIS\10_violations\FCFCU\NT_V-008_credit-defamation-false-publication.md
V-FCFCU-2025-0007			FCFCU/Attorney		Statutory	THEORY_DEBT_STATUS_MISREPRESENTATION	FDCPA	FDCPA-style misrepresentation of legal status of debt (if collector/attorney involved)				Alleged misrepresentations about the legal status of debt by collectors or attorneys may implicate FDCPA theories when collectors are involved.	Alleged	Medium	LEGACY_ID:V-008; SOURCE_FILE:C_VIS\10_violations\FCFCU\NT_V-009_fdCPA-misrepresentation-of-debt-status.md
V-FCFCU-2025-0008			FCFCU		Statutory	THEORY_FCRA_ACCURACY	FCRA	Failure to mark account ‘foreclosure’ / ‘closed’ accurately after sale				Accounts not accurately marked as foreclosure or closed after sale may mislead future creditors and harm consumers’ credit profiles.	Alleged	Medium	LEGACY_ID:V-009; SOURCE_FILE:C_VIS\10_violations\FCFCU\NT_V-010_failure-to-mark-account-foreclosure-closed.md
V-FCFCU-2025-0009			FCFCU		Tort	THEORY_POST_SALE_COST_SHIFT	Tort	Cost-shift: FCFCU refused to winterize/maintain yet billed occupant/Defendant via third parties				FCFCU allegedly refused to winterize or maintain property yet third parties billed the occupant, shifting costs improperly.	Alleged	Medium	LEGACY_ID:V-010; SOURCE_FILE:C_VIS\10_violations\FCFCU\NT_V-025_cost-shift-fcfcu-refused-winterize.md
V-FCFCU-2025-0010			FCFCU		Statutory	THEORY_UNREASONABLE_TIMELINE_AND_PREJUDICE	Due_Process	Removal occurred 6–7 days after deed recorded/assessor update (compressed window)				The property removal occurred within 6–7 days after deed recording, creating a compressed timeline that may have caused prejudice.	Alleged	Medium	LEGACY_ID:V-011; SOURCE_FILE:C_VIS\10_violations\FCFCU\NT_V-033_removal-6-7-days-after-deed-recorded.md
V-FCFCU-2025-0011			Court/FCFCU		Procedural	THEORY_ACCOUNTING_IRREGULARITIES	Procedure/Accounting	Surplus funds declared resolved despite dispute on accuracy/fees				Surplus funds were declared resolved even while disputes over fees and accounting accuracy remained, suggesting accounting irregularities.	Alleged	Medium	LEGACY_ID:V-012; SOURCE_FILE:C_VIS\10_violations\FCFCU\NT_V-036_surplus-funds-declared-resolved.md
V-FCFCU-2025-0012			FCFCU		Statutory	THEORY_ACCOUNTING_IRREGULARITIES	Accounting	Interest/fees arbitrarily inflated (dispute) impacting accounting and harm				Allegations that interest and fees were arbitrarily inflated could affect accounting integrity and damages.	Alleged	Medium	LEGACY_ID:V-013; SOURCE_FILE:C_VIS\10_violations\FCFCU\NT_V-037_interest-fees-arbitrarily-inflated.md
V-FCFCU-2025-0013			FCFCU		Tort	THEORY_ARBITRARY_HARDSHIP_AND_BAD_FAITH	Tort	FCFCU testimony: winterize then leave until spring (arbitrary urgency for removal)				FCFCU testimony that the property should be winterized then left until spring may indicate arbitrary urgency used to justify removal.	Alleged	Medium	LEGACY_ID:V-014; SOURCE_FILE:C_VIS\10_violations\FCFCU\NT_V-038_fcfcu-testimony-winterize-then-leave.md
V-FCFCU-2025-0014			FCFCU		Statutory	THEORY_GLOBAL_RESOLUTION	Litigation	Global demand letter: deletion + monetary settlement + account purges				Prepare a global demand seeking tradeline deletion, monetary settlement, and account purges as a resolution posture.	Alleged	Medium	LEGACY_ID:V-015; SOURCE_FILE:C_VIS\10_violations\FCFCU\NT_V-070_global-demand-letter.md
V-FCFCU-2025-0015			FCFCU		Statutory	THEORY_PRESERVATION	Litigation	Litigation hold/preservation letter to FCFCU for credit reporting and internal records				Send and document a litigation hold/preservation request to FCFCU for credit reporting files and internal communications.	Alleged	Medium	LEGACY_ID:V-016; SOURCE_FILE:C_VIS\10_violations\FCFCU\NT_V-071_litigation-hold-preservation-letter.md
V-FCFCU-2025-0018			FCFCU		Statutory	THEORY_DAMAGES_FINANCIAL	Damages	Damages: out-of-pocket costs from displacement and post-sale bills				Collect and document out-of-pocket costs following displacement and post-sale billing for damages mapping.	Alleged	Medium	LEGACY_ID:V-019; SOURCE_FILE:C_VIS\10_violations\FCFCU\NT_V-074_damages-out-of-pocket-costs.md
V-FCFCU-2025-0019			FCFCU		Statutory	THEORY_PUBLIC_ACCOUNTABILITY	Public	Public accountability hold: prepare fact-checked summary and timeline (not published yet)				Prepare and fact-check an internal public summary and timeline for accountability; do not publish yet.	Alleged	Medium	LEGACY_ID:V-020; SOURCE_FILE:C_VIS\10_violations\FCFCU\NT_V-075_public-accountability-hold.md
V-FCFCU-2025-0020			FCFCU / Sheriff personnel		Tort	THEORY_ARBITRARY_HARDSHIP_AND_BAD_FAITH	Tort	Conversion / Negligence: Property damage and personal property loss after removal				Alleged property damage (burst pipes, spoiled food, unplugged appliances) and conversion of personal property following forcible removal.	Alleged	Medium	LEGACY_ID:V-021; SOURCE_FILE:C_VIS\10_violations\FCFCU\NT_V-080_conversion-negligence-post-removal-damage.md
V-FCFCU-2025-0022			FCFCU		Statutory	THEORY_FCRA_SYSTEMIC_MISREPORTING	FCRA	FCFCU continues reporting first mortgage as active delinquent installment loan post-judgment/sale				FCFCU continues reporting the first mortgage as an active delinquent installment loan after judgment and sale, which may misrepresent the borrower’s obligations and harm creditworthiness.	Alleged	Medium	LEGACY_ID:V-023; SOURCE_FILE:C_VIS\10_violations\FCFCU\OR_V-001_fcfcu-continues-reporting-first-mortgage-post-judgment-sale.md
V-FCFCU-2025-0023			FCFCU		Statutory	THEORY_FCRA_SYSTEMIC_MISREPORTING	FCRA	FCFCU continues reporting second mortgage as active delinquent installment loan post-judgment/sale				FCFCU continues reporting the second mortgage as an active delinquent installment loan after judgment and sale, which may misrepresent the borrower’s obligations and harm creditworthiness.	Alleged	Medium	LEGACY_ID:V-024; SOURCE_FILE:C_VIS\10_violations\FCFCU\OR_V-002_fcfcu-continues-reporting-second-mortgage-post-judgment-sale.md
V-FCFCU-2025-0024			FCFCU		Statutory	THEORY_FCRA_SYSTEMIC_MISREPORTING	FCRA	Monthly delinquencies reported after foreclosure judgment (no lawful monthly obligation)				Monthly delinquencies continue to be reported after a foreclosure judgment where no lawful monthly obligation exists, potentially inflating arrears and harming credit.	Alleged	Medium	LEGACY_ID:V-025; SOURCE_FILE:C_VIS\10_violations\FCFCU\OR_V-003_monthly-delinquencies-after-foreclosure-judgment.md
V-FCFCU-2025-0025			FCFCU		Statutory	THEORY_FCRA_SYSTEMIC_MISREPORTING	FCRA	Past-due amount and payment schedule reported after judgment despite merger/extinguishment				A past-due amount and payment schedule are reported after judgment despite merger or extinguishment of the underlying obligation, suggesting inaccurate reporting.	Alleged	Medium	LEGACY_ID:V-026; SOURCE_FILE:C_VIS\10_violations\FCFCU\OR_V-004_past-due-amount-schedule-after-judgment.md
V-FCFCU-2025-0026			FCFCU		Statutory	THEORY_CONTRADICTION_AND_MISREPRESENTATION	FCRA	Inconsistent reporting vs court position (ownership/possession vs ongoing borrower obligation)				FCFCU’s reporting conflicts with positions taken in court about ownership or possession, creating a contradiction useful for disputes and complaints.	Alleged	Medium	LEGACY_ID:V-027; SOURCE_FILE:C_VIS\10_violations\FCFCU\PL_V-007_inconsistent-reporting-vs-court-position.md
V-FCFCU-2025-0027			FCFCU/Sheriff		Statutory	THEORY_LACK_OF_NOTICE_AND_JURISDICTION	Due_Process	Service allegedly completed but Defendant received no notice before writ executed				Allegations that service was completed but no actual notice reached the Defendant before writ execution can undermine jurisdiction and due process.	Alleged	Medium	LEGACY_ID:V-028; SOURCE_FILE:C_VIS\10_violations\FCFCU\PL_V-030_service-completed-no-notice-before-writ.md
V-FCFCU-2025-0028			Various housing providers		Statutory	THEORY_PUBLIC_ACCOUNTABILITY	Fair Housing Act	Fair Housing Act: Reasonable accommodation failure (group homes / emotional support animals)				Alleged and documented failures to provide reasonable accommodations (including denial of group homes or emotional support animals) under the Fair Housing Act.	Alleged	Medium	LEGACY_ID:V-029; SOURCE_FILE:C_VIS\10_violations\OTHER_PARTIES\NT_V-076_fha-reasonable-accommodation-failure.md
V-FCFCU-2025-0029			Various public accommodation operators		ADA	THEORY_ADA_PROCEDURAL_EXCLUSION	ADA	ADA Title III: Entertainment / public accommodation accessibility failures (closed captioning, audio description)				Instances where public accommodations failed to provide required accessibility features (e.g., closed captioning, audio description), impacting disabled patrons.	Alleged	Medium	LEGACY_ID:V-030; SOURCE_FILE:C_VIS\10_violations\OTHER_PARTIES\NT_V-077_ada-title-iii-entertainment-access-failure.md
V-FCFCU-2025-0030			Various institutions		ADA	THEORY_ADA_PROCEDURAL_EXCLUSION	ADA	ADA: Effective communication failures (failure to train staff / provide interpreters)				Failures to provide effective communication (e.g., sign language interpreters, auxiliary aids) and to train staff, harming people with communication disabilities.	Alleged	Medium	LEGACY_ID:V-031; SOURCE_FILE:C_VIS\10_violations\OTHER_PARTIES\NT_V-078_ada-effective-communication-failure.md
V-FCFCU-2025-0031			Major servicers / asset managers		Statutory	THEORY_PUBLIC_ACCOUNTABILITY	Fair Housing Act	Discriminatory maintenance / redlining of REO properties				Allegations that servicers and asset managers systematically under-maintained REO properties in majority-Black and Latino neighborhoods compared to white neighborhoods, amounting to discriminatory practices.	Alleged	Medium	LEGACY_ID:V-032; SOURCE_FILE:C_VIS\10_violations\OTHER_PARTIES\NT_V-083_discriminatory-maintenance-redlining.md
V-FCFCU-2025-0032			Harbour Portfolio VII, CWAM II, Harbour Portfolio VI		Statutory	THEORY_PUBLIC_ACCOUNTABILITY	Consumer Protection / FHA	Predatory land contract / reverse redlining in rent-to-own schemes				Claims that certain sellers marketed predatory land contracts primarily in minority neighborhoods with inflated prices and onerous terms, amounting to discriminatory lending and consumer harm.	Alleged	Medium	LEGACY_ID:V-033; SOURCE_FILE:C_VIS\10_violations\OTHER_PARTIES\NT_V-084_predatory-land-contract-reverse-redlining.md
V-FCFCU-2025-0033			Sheriff		Statutory	THEORY_FALSE_RETURN_OR_DEFECTIVE_SERVICE	Due_Process	Sheriff return inaccuracies (claimed posting/mailing not done) - factual dispute				Sheriff return records claim posting/mailing that may not have occurred, creating a factual dispute over proper service.	Alleged	Medium	LEGACY_ID:V-034; SOURCE_FILE:C_VIS\10_violations\REGULATORS_PROCEDURAL\NT_V-031_sheriff-return-inaccuracies.md
V-FCFCU-2025-0034			Court		Statutory	THEORY_INADEQUATE_FACTFINDING	Due_Process	Court relied on service sufficiency without addressing conflicting facts				The court accepted service sufficiency without reconciling conflicting facts, raising issues about the adequacy of factfinding.	Alleged	Medium	LEGACY_ID:V-035; SOURCE_FILE:C_VIS\10_violations\REGULATORS_PROCEDURAL\NT_V-035_court-relied-on-service-sufficiency.md
V-FCFCU-2025-0035			FCFCU		Procedural	THEORY_INADEQUATE_FACTFINDING	Procedure	Fraud on the court / material misrepresentation in writ petition				Allegations that a writ petition contained false or materially misleading statements (e.g., “Unknown Occupants”), resulting in issuance without proper notice.	Alleged	Medium	LEGACY_ID:V-036; SOURCE_FILE:C_VIS\10_violations\REGULATORS_PROCEDURAL\NT_V-082_fraud-on-the-court-material-misrepresentation.md
V-FCFCU-2025-0036			Marion Superior Court / FCFCU		Procedural	THEORY_LACK_OF_NOTICE_AND_JURISDICTION	Procedure	Procedural error: Void judgment due to defective service / lack of jurisdiction				Judgment appears void because service of process did not comply with Indiana Trial Rule 4.1(B), depriving the court of personal jurisdiction.	Alleged	Medium	LEGACY_ID:V-037; SOURCE_FILE:C_VIS\10_violations\REGULATORS_PROCEDURAL\OR_V-079_void-judgment-procedural-error.md
V-FCFCU-2025-0037			Court/FCFCU		ADA	THEORY_ADA_PROCEDURAL_EXCLUSION	ADA	No ADA-compliant notice/accommodation despite disability communication needs				The court or FCFCU failed to provide ADA-compliant notice or accommodations, disadvantaging parties with disabilities.	Alleged	Medium	LEGACY_ID:V-038; SOURCE_FILE:C_VIS\10_violations\REGULATORS_PROCEDURAL\PL_V-032_no-ada-compliant-notice.md
V-FCFCU-2025-0038			Plaintiff counsel		Procedural	THEORY_PROCEDURAL_IRREGULARITY	Procedure	Attorney appeared without formal appearance filed at hearing				An attorney appeared at a hearing without a formal appearance on file, which may be a procedural irregularity.	Alleged	Medium	LEGACY_ID:V-039; SOURCE_FILE:C_VIS\10_violations\REGULATORS_PROCEDURAL\PL_V-034_attorney-appeared-without-formal-appearance.md
V-FCFCU-2025-0039			CFPB		Statutory	THEORY_REGULATORY_PRESSURE	Regulatory	CFPB complaint track for credit misreporting + cost shift				Prepare and submit a CFPB complaint documenting credit misreporting and cost-shifting harms.	Alleged	Medium	LEGACY_ID:V-040; SOURCE_FILE:C_VIS\10_violations\REGULATORS_PROCEDURAL\PL_V-050_cfpb-complaint-track.md
V-FCFCU-2025-0040			Indiana AG		Statutory	THEORY_REGULATORY_PRESSURE	Regulatory	Indiana AG complaint track (pattern/practice, consumer harm)				Consider filing an Indiana AG complaint to highlight pattern or practice and consumer harm.	Alleged	Medium	LEGACY_ID:V-041; SOURCE_FILE:C_VIS\10_violations\REGULATORS_PROCEDURAL\PL_V-051_indiana-ag-complaint-track.md
V-FCFCU-2025-0045			Citizens Energy		Statutory	THEORY_POST_SALE_COST_SHIFT	Utility	Post-08/15 Citizens Energy charges billed to Defendant despite FCFCU ownership/possession				Citizens Energy billed charges to the Defendant after FCFCU owned/possessed the property, indicating potential improper billing.	Alleged	Medium	LEGACY_ID:V-046; SOURCE_FILE:C_VIS\10_violations\UTILITIES_HOA_CITY\NT_V-021_post-0815-citizens-energy-charges-billed.md
V-FCFCU-2025-0046			Shadow Pointe HOA		Tort	THEORY_POST_SALE_COST_SHIFT	Tort	Post-08/15 HOA assessments/fines billed to Defendant despite FCFCU ownership/possession				HOA assessments or fines were billed to the Defendant after FCFCU had ownership or possession, indicating improper ledger entries.	Alleged	Medium	LEGACY_ID:V-047; SOURCE_FILE:C_VIS\10_violations\UTILITIES_HOA_CITY\NT_V-022_post-0815-hoa-assessments-billed.md
V-FCFCU-2025-0047			City of Indianapolis		Statutory	THEORY_WRONGFUL_ENFORCEMENT_NO_CONTROL	Municipal	City grass-cut ticket assessed against Defendant after loss of access/authority				A city grass-cut ticket was assessed after the Defendant lost access/authority, suggesting wrongful enforcement.	Alleged	Medium	LEGACY_ID:V-048; SOURCE_FILE:C_VIS\10_violations\UTILITIES_HOA_CITY\NT_V-023_city-grass-cut-ticket-assessed-after-loss-of-access.md
V-FCFCU-2025-0048			City of Indianapolis		Statutory	THEORY_WRONGFUL_ENFORCEMENT_NO_CONTROL	Municipal	Municipal code enforcement actions after possession transfer (if any)				Municipal code enforcement actions occurred after possession transferred, potentially misplaced responsibility.	Alleged	Medium	LEGACY_ID:V-049; SOURCE_FILE:C_VIS\10_violations\UTILITIES_HOA_CITY\NT_V-024_municipal-code-enforcement-after-possession-transfer.md
V-FCFCU-2025-0049			Multiple		Statutory	THEORY_COMPOUNDING_HARM	Consumer_Protection	Credit reporting harm compounded by utility/municipal delinquency risk (collections)				Utility and municipal delinquencies compound credit reporting harm when collections reflect on consumer reports.	Alleged	Medium	LEGACY_ID:V-050; SOURCE_FILE:C_VIS\10_violations\UTILITIES_HOA_CITY\NT_V-026_credit-harm-compounded-utility-municipal.md
V-FCFCU-0000-0001	Not in source		Overlook Mutual Homes, Inc.		Statutory	Fair Housing Act breach (reasonable accommodation failure)	Fair Housing Act (FHAct), 42 U.S.C. § 3601 et seq.	emotional support animals that do not qualify as service animals under the Department’s title III regulations may nevertheless qualify as permitted reasonable accommodations for persons with disabilities under the FHAct and the ACAA. See, e.g., Overlook Mutual Homes, Inc. v. Spencer, 666 F. Supp. 2d 850 (S.D. Ohio 2009).		E-FCFCU-EXH-0000-0001		Legal dispute over the exclusion of emotional support animals from housing.	Alleged	Medium	LEGACY_ID:V-051
V-FCFCU-1985-0001	1985		Public accommodations/Federal agencies		Procedural	Procedural	Section 504 of the Rehabilitation Act; ADA  36.204	These statements would ring hollow if the resulting legislation could not rectify the harms resulting from action that discriminated by effect as well as by design.		E-FCFCU-EXH-1985-0001		Failure to rectify harms from actions that discriminate by effect/design.	Alleged	Medium	LEGACY_ID:V-052
V-FCFCU-2020-0001	August 10, 2020		Moline Builders, Inc.		Statutory	Fair Housing Act breach (Accessibility Requirements)	42 U.S.C. § 3604(f)(3)(C)	the court agreed, finding that the failure to provide “unimpeded access” to the front door to persons who use wheelchairs… is “precisely the discrimination the FHAA forbids.”		E-FCFCU-EXH-2020-0001		Failure to provide wheelchair-accessible front door and walkway to covered units.	Alleged	Medium	LEGACY_ID:V-058
V-FCFCU-2000-0001	November 9, 2000		City of Dallas		Statutory	Fair Housing Act breach (Reasonable Accommodation Denial)	42 U.S.C. § 3604(f)(3)(B)	The United States argued that the City violated the Fair Housing Act by improperly denying a reasonable accommodation when it refused to grant the plaintiff a variance to the City’s 1000 foot spacing requirement		E-FCFCU-EXH-2000-0001		Refusal to grant spacing and occupancy variances for group homes for persons with disabilities.	Alleged	Medium	LEGACY_ID:V-060
V-FCFCU-2009-0002	2009 to 2013		Hudson City Savings Bank, F.S.B.		Statutory	Fair Housing Act breach (Pattern or Practice of Redlining)	Fair Housing Act; Equal Credit Opportunity Act	Hudson City Savings Bank (Hudson City) failed to provide its home mortgage lending services to majority-Black-and-Hispanic neighborhoods on an equal basis as it provided those services to predominantly white neighborhoods, a practice commonly known as ‘redlining,‘“		E-FCFCU-EXH-2009-0002		Failure to provide home mortgage lending services to majority-Black-and-Hispanic neighborhoods on an equal basis.	Alleged	Medium	LEGACY_ID:V-061
V-FCFCU-2010-0002	April 20, 2010		Barnason (Owner/Manager)		Statutory	Fair Housing Act breach (Sexual Harassment)	42 U.S.C. § 3604	the managers and owner of three residential apartment buildings in Manhattan engaged in a pattern or practice of sexual harassment of female tenants in violation of Fair Housing Act.		E-FCFCU-EXH-2010-0002		Severe sexual harassment of female tenants by a manager who was a Level 3 sex offender.	Alleged	Medium	LEGACY_ID:V-064
V-FCFCU-2025-0050	May 28, 2025		Financial Center First Credit Union / Marion Superior Court 3		Procedural	Procedural	Indiana Trial Rule 4.1(B); Procedural Due Process	Service of process was not completed in accordance with Indiana Trial Rule 4.1(B); The Court therefore did not acquire personal jurisdiction over Defendant; A judgment entered without personal jurisdiction is VOID ab initio and must be vacated.		E-FCFCU-EXH-2025-0001		Default Judgment and Decree of Foreclosure entered without jurisdiction.	Alleged	Medium	LEGACY_ID:V-072
V-FCFCU-0000-0002	Not in source		State Government / Judiciary		Procedural	Procedural	U.S. Constitution Amendment XIV,  1	An elementary and fundamental requirement of due process in any proceeding which is to be accorded finality is notice reasonably calculated, under all the circumstances, to apprise interested parties of the pendency of the action and afford them an opportunity to present their objections.		E-FCFCU-EXH-0000-0002		Unjustified deprivation of life, liberty, or property.	Alleged	Medium	LEGACY_ID:V-073
V-FCFCU-2009-0003	2009 (Caperton); 2016 (Williams)		State Courts / Judiciary		Procedural	Procedural	U.S. Constitution Amendment XIV (Due Process Clause)	The neutrality requirement helps to guarantee that life, liberty, or property will not be taken on the basis of an erroneous or distorted conception of the facts or the law… . there is a serious risk of actual biasbased on objective and reasonable perceptionswhen a person with a personal stake in a particular case had a significant and disproportionate influence in placing the judge on the case.		E-FCFCU-EXH-2009-0003		Risk of actual bias in judicial decision-making.	Alleged	Medium	LEGACY_ID:V-074
V-FCFCU-0000-0003	Not in source		State Government / Legislatures		Procedural	Due Process Violation (Standard of Proof)	U.S. Constitution Amendment XIV; Clear and Convincing Evidence Standard	because the interest of parents in retaining custody of their children is fundamental, the state may not terminate parental rights through reliance on a standard of preponderance of the evidencethe proof necessary to award money damages in an ordinary civil action but must prove that the parents are unfit by clear and convincing evidence.		E-FCFCU-EXH-0000-0003		Erroneous deprivation of fundamental interests (e.g., parental rights).	Alleged	Medium	LEGACY_ID:V-075
V-FCFCU-0000-0004	Not in source		State Legislatures		Constitutional	Unconstitutional Presumption (Vesting of Title)	U.S. Constitution Amendment XIV (Property Rights)	for suits to recover real and personal property, when the right of action has been barred by a statute of limitations and title as well as real ownership have become vested in the defendant, any later act removing or repealing the bar would be void as attempting an arbitrary transfer of title.		E-FCFCU-EXH-0000-0004		Arbitrary transfer of title after statute of limitations has run.	Alleged	Medium	LEGACY_ID:V-077
V-FCFCU-2011-0005	July 2011 - October 2015		Federal National Mortgage Association (Fannie Mae)		Statutory	Fair Housing Act breach (Intentional Discrimination / Disparate Impact)	Fair Housing Act (42 U.S.C. §§ 3601, 3604, 3605, 3617)	Fannie Mae and its agents have failed to conduct routine exterior maintenance and marketing of REO properties in communities of color, thereby leaving those REO properties in a state of neglect, while satisfactorily conducting routine exterior maintenance and marketing of its REO properties in predominantly white neighborhoods.		E-FCFCU-EXH-2011-0005		Neglected REO properties in communities of color; decreased home values; health risks (high blood pressure); social isolation; anxiety; perpetuation of racial segregation.	Alleged	Medium	LEGACY_ID:V-078
V-FCFCU-2012-0001	August 27, 2012		Fannie Mae / Asset Management Specialists, Inc.		Statutory	Failure to provide equal maintenance services (REO Dwellings)	42 U.S.C. § 3604(b)	On August 27, 2012, Plaintiffs visited Defendant’s REO property located at 1142 Kalamazoo Avenue, Grand Rapids, MI 49507… This property had 10 maintenance deficiencies: trash, overgrown grass, overgrown shrubbery, missing screens, unsecured doors, broken and boarded windows, a damaged fence, a dilapidated garage, damaged siding, and exposed or tampered-with utilities.		E-FCFCU-EXH-2012-0001		Property neglect: trash, overgrown grass/shrubbery, unsecured doors, broken/boarded windows, damaged fence/siding.	Alleged	Medium	LEGACY_ID:V-079
V-FCFCU-2000-0002	2000		Trial Court (Indiana)		Procedural	Procedural	Indiana Evidence Rule 702; Procedural Due Process	The trial court’s failure to rule on the admissibility of the evidence requires us to remand to the trial court for such proceedings as may be necessary to determine whether the statements of the purported experts meet the requirements of Evid.R. 702.		E-FCFCU-EXH-2000-0002		Failure to address evidentiary admissibility leading to remand; unresolved questions of fact on safer alternative design.	Alleged	Medium	LEGACY_ID:V-082
V-FCFCU-2025-0051	December 9, 2025		Marion Superior Court / Financial Center First Credit Union		Procedural	Procedural	IN Code § 32-30-10.5-10; Due Process Clause	Cody was removed from the residence at 4817 Shadow Pointe Dr. on December 9, 2025, through enforcement of a Writ of Assistance whose validity is currently under challenge.		E-FCFCU-EXH-2025-0002		Removal from residence; homelessness; risk to safety and mental health; inability to access essential belongings.	Alleged	Medium	LEGACY_ID:V-084
V-FCFCU-2025-0052	December 2025 - January 2026		Plaintiff (Financial Center First Credit Union) / Court		ADA	ADA	Americans with Disabilities Act (ADA)	ADA requires reasonable modifications ensuring equal access. … Forced displacement has caused acute destabilization including inability to sleep, panic episodes, cognitive shutdown, and impaired functioning.		E-FCFCU-EXH-2025-0003		Acute destabilization; trauma-related panic episodes; impaired cognitive functioning.	Alleged	Medium	LEGACY_ID:V-085
V-FCFCU-0000-0005	Not in source		Urban Search Management		Statutory	Discriminatory Advertising	42 U.S.C. § 3604(c)	district court refused to instruct jury on punitive damages despite evidence that established that luxury apartment complex used exclusively white human models in its advertising		E-FCFCU-EXH-0000-0005		Messaging of exclusion to nonwhite home seekers.	Alleged	Medium	LEGACY_ID:V-089
V-FCFCU-2015-0002	Early 2015 to August 2015		Town of Cromwell (Mayor and Town Manager)		ADA	ADA	42 U.S.C. §§ 3604(c), 3604(f), 3617; 42 U.S.C. § 12132	In early 2015, Gilead Community Services, Inc… purchased a house in Cromwell… to be used as a group home for men with disabilities… Cromwell’s mayor and other high-ranking officials joined the opposition and undertook a series of actions designed to discourage the group home… Gilead closed the group home in August 2015		E-FCFCU-EXH-2015-0002		Closure of a group home for men with disabilities, emotional and financial harm to Gilead Community Services, and leakage of sensitive health information.	Alleged	Medium	LEGACY_ID:V-090
V-FCFCU-1975-0001	1975		City of Newport, Rhode Island		Statutory	Civil Rights	42 U.S.C. § 1983; First and Fourteenth Amendments	After Newport cancelled the contract due to a dispute over some of the hired musicians, Fact Concerts brought a § 1983 action against the city… alleging violations of the plaintiff’s rights to due process and free expression under the First Amendment.		E-FCFCU-EXH-1975-0001		Cancellation of a contract for a music festival based on content/musicians, violating free expression and due process.	Alleged	Medium	LEGACY_ID:V-092
V-FCFCU-2020-0002	2020-2021		Town of Wolcott		Statutory	Fair Housing Act breach (Reasonable Accommodation Failure)	42 U.S.C. § 3604(f)(3)(B)	setting forth consent decree calling for town, inter alia, to make payments of $350,000 in damages to group home… for failing to make FHA-mandated reasonable accommodation		E-FCFCU-EXH-2020-0002		Denial of reasonable accommodation for a group home.	Alleged	Medium	LEGACY_ID:V-093
V-FCFCU-2025-0053	2025-12-10		Federal Courts (interpreting Rule 13(a))		Procedural	Procedural	Fed. R. Civ. P. 13(a)	Every federal court that has addressed the issue has held that Rule 13(a)… bars a defendant who defaults… from later filing a transactionally related claim in a subsequent suit. This Article argues that the federal courts’ interpretation of Rule 13(a) is fundamentally wrong.		E-FCFCU-EXH-2025-0004		Depriving defaulting defendants of potentially meritorious transactionally related claims in subsequent suits.	Alleged	Medium	LEGACY_ID:V-094
V-FCFCU-0000-0006	1980s		City of Yonkers, New York		Statutory	Fair Housing Act breach (Exclusionary Zoning)	42 U.S.C. § 3601 et seq.	Yonkers’s elected leaders had illegally maintained residential segregation by restricting affordable housing projects to minority areas		E-FCFCU-EXH-0000-0006		Illegal maintenance of residential segregation.	Alleged	Medium	LEGACY_ID:V-095
V-FCFCU-0000-0007	Not in source		U.S. Airways, Inc.		ADA	ADA	Americans with Disabilities Act (ADA) - Reasonable Accommodation	As a reasonable accommodation under the ADA, Barnett asked U.S. Airways to make an exception to the seniority system so that he could retain his mailroom job. U.S. Airways denied his request and Barnett lost his job when he was bumped by an employee with more seniority.		E-FCFCU-EXH-0000-0007		Loss of employment after being ‘bumped’ by more senior employee.	Alleged	Medium	LEGACY_ID:V-097
V-FCFCU-0000-0008	Not in source		New York Medicaid Program		Procedural	Procedural	ADA Integration Mandate / Rehabilitation Act / Due Process	The plaintiffs did not receive written notice of the changes in coverage and learned of the changes when they attempted to fulfill their prescriptions. … cutting funding for medically necessary orthopedic footwear and compression stockings violated Olmstead’s integration mandate and put plaintiffs at a substantial risk of requiring institutionalized care.		E-FCFCU-EXH-0000-0008		Loss of mobility funding without written notice; substantial risk of institutionalization.	Alleged	Medium	LEGACY_ID:V-098
V-FCFCU-1993-0001	June 9, 1993		Indiana General Assembly / Melroe Company		Procedural	Procedural	Article I, Section 12 of the Indiana Constitution (Right to Remedy)	James McIntosh was injured in an accident involving a Clark Bobcat skid steer loader manufactured by Melroe. … Melroe responded with a motion for summary judgment based on the ten-year statute of repose … providing that ‘a product liability action must be commenced … within ten (10) years after the delivery of the product to the initial user or consumer.‘		E-FCFCU-EXH-1993-0001		Loss of legal remedy for injury caused by alleged product defect.	Alleged	Medium	LEGACY_ID:V-100
V-FCFCU-0000-0009	Not in source		Pennsylvania Dept. of Corrections		ADA	ADA	Title II of the ADA	Ronald Yeskey was sentenced to 18 to 36 months … recommended that he participate in a Motivational Boot Camp … The State refused Yeskey’s admission into the Boot Camp due to his history of hypertension. Yeskey filed suit under the ADA.		E-FCFCU-EXH-0000-0009		Refusal of admission to Boot Camp (affecting parole eligibility) due to hypertension.	Alleged	Medium	LEGACY_ID:V-101
V-FCFCU-0000-0010	Not in source		St. Helena Hospital		ADA	ADA	ADA Title III / Rehabilitation Act	A Deaf plaintiff did not have standing to seek injunctive relief against a hospital, that failed to provide effective communication to plaintiff, who arrived in emergency room because of husband’s fatal cardiac arrest.		E-FCFCU-EXH-0000-0010		Denial of effective communication during a medical emergency (husband’s cardiac arrest).	Alleged	Medium	LEGACY_ID:V-102
V-FCFCU-0000-0011	Not in source		City and County of Denver (Law Enforcement)		Statutory	Section 504 Breach / Failure to Provide Interpreter	Section 504 of the Rehabilitation Act of 1973	Plaintiff Sarah Burke was Deaf mother … police showed up to enforce the warrant. Ms. Burke asked for a sign language interpreter. … the police refused and asked her 8-year-old child to interpret. They then arrested Ms. Burke … One of the things she was trying to communicate was that she needed medication for diabetes		E-FCFCU-EXH-0000-0011		Arrested without communication; forced to use 8-year-old child to interpret; unable to communicate medical need (diabetes).	Alleged	Medium	LEGACY_ID:V-103
V-FCFCU-2012-0002	October 2012 - June 2018		Bank of America / Safeguard Properties Management, LLC		Statutory	Fair Housing Act breach (Race, National Origin); Discriminatory maintenance	Federal Fair Housing Act	The lawsuit alleges Defendants intentionally failed to provide routine exterior maintenance and marketing at Bank of America-owned homes in workingand middle-class African American and Latino neighborhoods in 37 metropolitan areas, while they consistently maintained similar bank-owned homes in comparable white neighborhoods.		E-FCFCU-EXH-2012-0002		Intentional failure to provide routine exterior maintenance and marketing at bank-owned homes in African American and Latino neighborhoods compared to white neighborhoods.	Alleged	Medium	LEGACY_ID:V-106
V-FCFCU-2024-0001	September 2024		Barrington Group		Statutory	Fair Housing Act breach (Race); Arbitrary criminal history policies	Federal Fair Housing Act	alleging discrimination due to race and color which alleged discriminatory practices against Black renters through arbitrary criminal history policies.		E-FCFCU-EXH-2024-0001		Discriminatory practices against Black renters through arbitrary criminal history policies.	Alleged	Medium	LEGACY_ID:V-107
V-FCFCU-2021-0001	March 2021		CityWide Home Loans / Pierce Appraisal / Freedom Mortgage		Statutory	Fair Housing Act breach (Race, Color); Appraisal Bias	Federal Fair Housing Act	Ms. Duffy and the FHCCI allege in the HUD complaints that the Respondents have violated fair housing laws by allowing race and color to impact their appraisals and/or lending practices.		E-FCFCU-EXH-2021-0001		Black homeowner received significantly lower home appraisal until Black identifiers were removed and a white friend stood in.	Alleged	Medium	LEGACY_ID:V-112
V-FCFCU-2021-0002	March 2021		Coolspring Estates / LaPorte Lake Properties		Statutory	Fair Housing Act breach (Familial status)	Federal Fair Housing Act	alleging violations of fair housing and other laws against families with children.		E-FCFCU-EXH-2021-0002		Discrimination against families with children.	Alleged	Medium	LEGACY_ID:V-113
V-FCFCU-2016-0005	February 2016		Grandville Cooperative / Kirkpatrick Management Co. Inc.		Statutory	Fair Housing Act breach (Disability, Familial status)	Federal Fair Housing Act	The complaint alleges that the defendants refused to rent to a family that included a person with disabilities stating that ‘…it will be a liability to offer the person with a disability a unit that is not accommodating to everyone in the household.’		E-FCFCU-EXH-2016-0005		Refusal to rent to a family with a disabled member; claimed liability for non-accommodating units.	Alleged	Medium	LEGACY_ID:V-115
V-FCFCU-2020-0003	August 2020		Henry Long (Landlord)		Statutory	Fair Housing Act breach (Gender); Sexual Harassment	Federal Fair Housing Act	As part of the consent decree, Mr. Long will pay $45,900 in monetary relief to resolve the lawsuit which alleged he sexually harassed a female tenant.		E-FCFCU-EXH-2020-0003		Landlord solicited sex from female tenant after she lost her job and could not afford rent.	Alleged	Medium	LEGACY_ID:V-116
V-FCFCU-2021-0003	October 2021		Old National Bank		Statutory	Fair Housing Act breach (Race); Redlining	Federal Fair Housing Act	The FHCCI also alleges that Old National deliberately seeks to limit its residential lending business to predominantly White areas and customers and has removed branches in Black neighborhoods and sited branches in White neighborhoods – conduct which constitutes redlining.		E-FCFCU-EXH-2021-0003		Structured business to avoid providing mortgage credit to Black residents; removed branches in Black neighborhoods.	Alleged	Medium	LEGACY_ID:V-117
V-FCFCU-2018-0003	January 2018		Marquette Management & Marquette Companies		Statutory	Fair Housing Act breach (Familial status); Occupancy policies	Federal Fair Housing Act	alleging that Marquette Management Inc. discriminates on the basis of familial status in properties it manages in Illinois and Indiana by enforcing unduly restrictive occupancy policies.		E-FCFCU-EXH-2018-0003		Enforcement of unduly restrictive occupancy policies against families with children.	Alleged	Medium	LEGACY_ID:V-118
V-FCFCU-2019-0001	April 2019 - April 2020		Twin Creeks Homeowners Association / Kirkpatrick Property Management / Vicki New		Statutory	Fair Housing Act breach (Race, National Origin); Hostile Housing Environment	Federal Fair Housing Act	alleged a pattern and practice of harassing, taunting, and threatening African American and Latino residents, guests, and contractors and creating a racially hostile environment… Vicki New… engaged in a campaign of harassment based on race and national origin for more than two years.		E-FCFCU-EXH-2019-0001		Campaign of harassment, taunting, and death threats against African American and Latino residents; failure of HOA to stop conduct.	Alleged	Medium	LEGACY_ID:V-119
V-FCFCU-2010-0003	2010 - 2011		Dearborn Superior Court No. 1 / Dearborn Circuit Court / State of Indiana		ADA	ADA	Americans with Disabilities Act (ADA); Section 504 of the Rehabilitation Act	Mr. Prakel repeatedly requested that Indiana’s Dearborn Superior Court No. 1 and Dearborn Circuit Court provide sign language interpreter services so that he could understand the proceedings. On each occasion, the Defendants refused to provide an interpreter or any other auxiliary aids or services.		E-FCFCU-EXH-2010-0003		Deaf individual denied sign language interpreter services needed to understand court proceedings for his mother.	Alleged	Medium	LEGACY_ID:V-120
V-FCFCU-1977-0002	1977 - 1983		Elkhart County, Indiana / Indiana State Legislature		Procedural	Procedural	Due Process Clause of the Fourteenth Amendment	The manner of notice provided to appellant did not meet the requirements of the Due Process Clause of the Fourteenth Amendment… constructive notice by publication must be supplemented by notice mailed to the mortgagee’s last known available address.		E-FCFCU-EXH-1977-0002		Mortgagee (Mennonite Board of Missions) lost property interest in tax sale without receiving actual notice, only constructive notice (publication).	Alleged	Medium	LEGACY_ID:V-121
V-FCFCU-2025-0054	March 5, 2025 and April 15, 2025		Marion County Sheriff / Financial Center First Credit Union (FCFCU)		Procedural	Due Process Failure / Defective Service	Indiana Trial Rule 4.1(B); 14th Amendment Due Process (Mennonite standard)	The Sheriff’s Returns dated March 5, 2025 and April 15, 2025 are defective and incomplete. No personal service occurred. No delivery to a person 16+ occurred. No mailing was performed or documented as required by Trial Rule 4.1(B).		E-FCFCU-EXH-2025-0005		Loss of personal jurisdiction; wrongful entry of default judgment leading to subsequent displacement.	Alleged	Medium	LEGACY_ID:V-122
V-FCFCU-2025-0055	June 8, 2025 (and ongoing through December 2025)		AES Indiana / Financial Center First Credit Union / Marion County Sheriff		ADA	ADA	42 U.S.C. § 12181 (ADA Title III); ADA Title II	No ADA inquiry or accommodation was provided by the Court, Plaintiff, or Sheriff before attempting service or executing the writ. Sheriff deputies did not modify service attempts to account for disability-related auditory and processing delays.		E-FCFCU-EXH-2025-0006		Inability to effectively communicate or respond to service attempts and billing; severe emotional distress and physical risk during removal.	Alleged	Medium	LEGACY_ID:V-123
V-FCFCU-2025-0056	December 9, 2025		Marion County Sheriff		Procedural	Procedural	Procedural Due Process; IC § 32-30-10.5-8	No advance notice of a vacate date or removal date was provided to me. No notice was posted on the door or mailbox… I was not served with the writ prior to enforcement.		E-FCFCU-EXH-2025-0007		Forcible removal in freezing temperatures without time to gather essential belongings; humanitarian harm to Afghan ally.	Alleged	Medium	LEGACY_ID:V-124
V-FCFCU-2025-0057	August 2025 - December 2025		Financial Center First Credit Union / Clerk of Marion County		Statutory	Potential IC § 32-30-10-14 Violation (Surplus Mismanagement)	IN Code § 32-30-10-14	Confirmed surplus discrepancy between the $220,863.09judgmentand$240,464.20 sheriff sale satisfaction, triggering IC § 32-30-10-14 protections.		E-FCFCU-EXH-2025-0008		Discrepancy between judgment amount and sheriff sale satisfaction without documented surplus accounting to the defendant.	Alleged	Medium	LEGACY_ID:V-125
V-FCFCU-2025-0058	December 2025 (Post-removal)		Financial Center First Credit Union / Sheriff Personnel		Tort	Conversion / Negligence	Tort law (Negligence/Conversion); 14th Amendment (Right to Property)	Pipes in the laundry room appear to have burst due to freezing temperatures… Refrigerator had been unplugged, resulting in food spoilage and visible mold contamination.		E-FCFCU-EXH-2025-0009		Burst pipes, mold growth, destruction of personal property (mini-fridge), and spoilage of food.	Alleged	Medium	LEGACY_ID:V-126
V-FCFCU-2025-0059	December 21, 2025 (Discovery)		Financial Center First Credit Union		Statutory	Spoliation of Evidence	Procedural Due Process; Evidence Preservation duties	Upon re-entry to the residence, Cody documented that all security cameras inside the home had been unplugged and disabled.		E-FCFCU-EXH-2025-0010		Disabling of interior security cameras during a contested period of retrieval.	Alleged	Medium	LEGACY_ID:V-127
V-FCFCU-2025-0060	March 5, 2025 and April 15, 2025		Financial Center First Credit Union (FCFCU) / Marion County Sheriff’s Office		Procedural	Procedural	Indiana Trial Rule 4.1(B); Indiana Trial Rule 4.15(F)	The Sheriff’s Returns dated March 5, 2025 and April 15, 2025 are defective and incomplete. No personal service occurred. No delivery to a person 16+ occurred. No mailing was performed or documented as required by Trial Rule 4.1(B).		E-FCFCU-EXH-2025-0011		Lack of personal jurisdiction; Court never acquired jurisdiction to enter judgment.	Alleged	Medium	LEGACY_ID:V-128
V-FCFCU-2025-0061	January 2025 – May 28, 2025		Financial Center First Credit Union (FCFCU)		Procedural	Due Process Failure / Notice Deficiency	U.S. Const. amend. XIV; Constitutional due process	Defendant never received the summons, complaint, notice of foreclosure, or any written directive informing him of required dates or obligations. Nothing was ever handed to him or placed in a location reasonably calculated to notify him.		E-FCFCU-EXH-2025-0012		Deprivation of protected rights without meaningful opportunity to be heard; Default judgment entered without defendant’s knowledge.	Alleged	Medium	LEGACY_ID:V-129
V-FCFCU-2025-0062	Pre-foreclosure through removal (2025)		Financial Center First Credit Union (FCFCU)		ADA	ADA	Americans with Disabilities Act (ADA); 42 U.S.C.  3601 et seq.	FCFCU refused to accommodate these requests and insisted on phone-based communication, despite: Email being a standard and widely accepted method of business communication; My documented disability-related limitations with phone communication.		E-FCFCU-EXH-2025-0013		Impaired ability to access the courts; material interference with ability to process legal directives.	Alleged	Medium	LEGACY_ID:V-130
V-FCFCU-2025-0063	May 28, 2025 (Judgment) – December 9, 2025 (Removal)		Financial Center First Credit Union (FCFCU)		Statutory	Foreclosure	Fair Housing Act (42 U.S.C.  3604); IC 22-9.5	FCFCU obtained a default judgment against me on May 28, 2025, without my knowledge or participation, and without providing reasonable accommodations for my disability-related needs.		E-FCFCU-EXH-2025-0014		Forced displacement in freezing weather; destruction of income base; loss of stable housing.	Alleged	Medium	LEGACY_ID:V-131
V-FCFCU-2025-0064	December 9, 2025		Marion County Sheriff’s Office / FCFCU		Procedural	Procedural	Indiana Code  32-30-10.5-8; Procedural Due Process	Sheriff executed a forcible removal WITHOUT an eviction case. No summons, no hearing, no eviction order. Sheriff posted no 48-hour notice before removal.		E-FCFCU-EXH-2025-0015		Unlawful dispossession; emergency displacement; health and safety risks.	Alleged	Medium	LEGACY_ID:V-132
V-FCFCU-2025-0065	November 2025 (Writ Petition)		Financial Center First Credit Union (FCFCU)		Statutory	Fraud on the Court / Material Misrepresentation	Procedural Due Process; TR 60(B)	Petition falsely alleged “Unknown Occupants”… Petition falsely alleged refusal to vacate… Defendant never received writ petition. Writ issued without notice.		E-FCFCU-EXH-2025-0016		Issuance of Writ of Assistance without proper legal foundation.	Alleged	Medium	LEGACY_ID:V-133
V-FCFCU-2025-0066	December 21, 2025 (Discovery Date)		Financial Center First Credit Union (FCFCU)		Statutory	Conversion / Property Interference	Negligence; Conversion; Procedural Due Process	I discovered that a bedroom mini-fridge had been unplugged, resulting in mold contamination and total loss of the appliance… refrigerator had been unplugged, resulting in food spoilage… pipes in the laundry room had burst due to freezing temperatures.		E-FCFCU-EXH-2025-0017		Loss of personal property; food spoilage; mold contamination; burst pipes.	Alleged	Medium	LEGACY_ID:V-134
V-FCFCU-2025-0067	December 21, 2025		Financial Center First Credit Union (FCFCU) Agents		Statutory	Evidence Spoliation	Procedural Due Process; Access to Justice	I discovered that all interior security cameras had been unplugged and rendered nonfunctional… The unplugging of security cameras constitutes interference with potential evidence and spoliation.		E-FCFCU-EXH-2025-0018		Material impairment of ability to document removal conduct.	Alleged	Medium	LEGACY_ID:V-135
V-FCFCU-2025-0068			FCFCU		Procedural	Service & Jurisdiction Failures		No personal service on Defendant	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #1
V-FCFCU-2025-0069			FCFCU		Procedural	Service & Jurisdiction Failures		No service on a person age 16 or older	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #2
V-FCFCU-2025-0070			FCFCU		Procedural	Service & Jurisdiction Failures		Copy service allegedly attempted	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #3
V-FCFCU-2025-0071			FCFCU		Procedural	Service & Jurisdiction Failures		Mandatory first-class mailing never completed	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #4
V-FCFCU-2025-0072			FCFCU		Procedural	Service & Jurisdiction Failures		No USPS receipt, tracking, or certificate	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #5
V-FCFCU-2025-0073			FCFCU		Procedural	Service & Jurisdiction Failures		No Clerk’s certificate of mailing	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #6
V-FCFCU-2025-0074			FCFCU		Procedural	Service & Jurisdiction Failures		Sheriff’s returns fail to document mailing	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #7
V-FCFCU-2025-0075			FCFCU		Procedural	Service & Jurisdiction Failures		Returns are facially incomplete	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #8
V-FCFCU-2025-0076			FCFCU		Procedural	Service & Jurisdiction Failures		Returns internally inconsistent	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #9
V-FCFCU-2025-0077			FCFCU		Procedural	Service & Jurisdiction Failures		Location of “copy left” not specified	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #10
V-FCFCU-2025-0078			FCFCU		Procedural	Service & Jurisdiction Failures		No evidence documents were left in a reasonable location	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #11
V-FCFCU-2025-0079			FCFCU		Procedural	Service & Jurisdiction Failures		Service not reasonably calculated to provide notice	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #12
V-FCFCU-2025-0080			FCFCU		Procedural	Service & Jurisdiction Failures		Defendant present at residence approximately 99% of the time	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #13
V-FCFCU-2025-0081			FCFCU		Procedural	Service & Jurisdiction Failures		No contemporaneous corroboration of service	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #14
V-FCFCU-2025-0082			FCFCU		Procedural	Service & Jurisdiction Failures		Known auditory processing limitations ignored	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #15
V-FCFCU-2025-0083			FCFCU		Procedural	Service & Jurisdiction Failures		Known executive-function disability ignored	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #16
V-FCFCU-2025-0084			FCFCU		Procedural	Service & Jurisdiction Failures		Heightened notice requirements disregarded	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #17
V-FCFCU-2025-0085			FCFCU		Procedural	Service & Jurisdiction Failures		Trial Rule 4.1(B) not satisfied	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #18
V-FCFCU-2025-0086			FCFCU		Procedural	Service & Jurisdiction Failures		Trial Rule 4.15(F) cure unavailable	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #19
V-FCFCU-2025-0087			FCFCU		Procedural	Service & Jurisdiction Failures		Court never acquired personal jurisdiction	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Service & Jurisdiction Failures				Alleged	Medium	Imported from Exhibit X Item #20
V-FCFCU-2025-0088			FCFCU		Procedural	Default Judgment Misrepresentations		Plaintiff falsely stated 30 days elapsed for all defendants	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Default Judgment Misrepresentations				Alleged	Medium	Imported from Exhibit X Item #21
V-FCFCU-2025-0089			FCFCU		Procedural	Default Judgment Misrepresentations		Statement objectively false as to lien defendants	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Default Judgment Misrepresentations				Alleged	Medium	Imported from Exhibit X Item #22
V-FCFCU-2025-0090			FCFCU		Procedural	Default Judgment Misrepresentations		Default sought prematurely	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Default Judgment Misrepresentations				Alleged	Medium	Imported from Exhibit X Item #23
V-FCFCU-2025-0091			FCFCU		Procedural	Default Judgment Misrepresentations		Material misrepresentation to the court	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Default Judgment Misrepresentations				Alleged	Medium	Imported from Exhibit X Item #24
V-FCFCU-2025-0092			FCFCU		Procedural	Default Judgment Misrepresentations		Prior default denial disregarded	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Default Judgment Misrepresentations				Alleged	Medium	Imported from Exhibit X Item #25
V-FCFCU-2025-0093			FCFCU		Procedural	Default Judgment Misrepresentations		No new service effectuated after denial	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Default Judgment Misrepresentations				Alleged	Medium	Imported from Exhibit X Item #26
V-FCFCU-2025-0094			FCFCU		Procedural	Default Judgment Misrepresentations		Defects not cured before re-filing	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Default Judgment Misrepresentations				Alleged	Medium	Imported from Exhibit X Item #27
V-FCFCU-2025-0095			FCFCU		Procedural	Default Judgment Misrepresentations		Court relied on inaccurate procedural record	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Default Judgment Misrepresentations				Alleged	Medium	Imported from Exhibit X Item #28
V-FCFCU-2025-0096			FCFCU		Procedural	Default Judgment Misrepresentations		Default entered without jurisdiction	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Default Judgment Misrepresentations				Alleged	Medium	Imported from Exhibit X Item #29
V-FCFCU-2025-0097			FCFCU		Procedural	Writ of Assistance & Notice Failures		Writ sought from void judgment	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Writ of Assistance & Notice Failures				Alleged	Medium	Imported from Exhibit X Item #30
V-FCFCU-2025-0098			FCFCU		Procedural	Writ of Assistance & Notice Failures		Petition falsely alleged “Unknown Occupants”	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Writ of Assistance & Notice Failures				Alleged	Medium	Imported from Exhibit X Item #31
V-FCFCU-2025-0099			FCFCU		Procedural	Writ of Assistance & Notice Failures		Plaintiff knew Defendant occupied property	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Writ of Assistance & Notice Failures				Alleged	Medium	Imported from Exhibit X Item #32
V-FCFCU-2025-0100			FCFCU		Procedural	Writ of Assistance & Notice Failures		Petition falsely alleged refusal to vacate	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Writ of Assistance & Notice Failures				Alleged	Medium	Imported from Exhibit X Item #33
V-FCFCU-2025-0101			FCFCU		Procedural	Writ of Assistance & Notice Failures		No demand for possession served	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Writ of Assistance & Notice Failures				Alleged	Medium	Imported from Exhibit X Item #34
V-FCFCU-2025-0102			FCFCU		Procedural	Writ of Assistance & Notice Failures		No eviction action filed	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Writ of Assistance & Notice Failures				Alleged	Medium	Imported from Exhibit X Item #35
V-FCFCU-2025-0103			FCFCU		Procedural	Writ of Assistance & Notice Failures		No tenant-style notice provided	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Writ of Assistance & Notice Failures				Alleged	Medium	Imported from Exhibit X Item #36
V-FCFCU-2025-0104			FCFCU		Procedural	Writ of Assistance & Notice Failures		Certificate of Service falsely executed	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Writ of Assistance & Notice Failures				Alleged	Medium	Imported from Exhibit X Item #37
V-FCFCU-2025-0105			FCFCU		Procedural	Writ of Assistance & Notice Failures		No proof of service of writ petition	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Writ of Assistance & Notice Failures				Alleged	Medium	Imported from Exhibit X Item #38
V-FCFCU-2025-0106			FCFCU		Procedural	Writ of Assistance & Notice Failures		Defendant never received writ petition	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Writ of Assistance & Notice Failures				Alleged	Medium	Imported from Exhibit X Item #39
V-FCFCU-2025-0107			FCFCU		Procedural	Writ of Assistance & Notice Failures		Writ issued without notice	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Writ of Assistance & Notice Failures				Alleged	Medium	Imported from Exhibit X Item #40
V-FCFCU-2025-0108			SHERIFF		Procedural	Sheriff Sale & Statutory Notice Failures		Property absent from official sheriff foreclosure postings	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Sheriff Sale & Statutory Notice Failures				Alleged	Medium	Imported from Exhibit X Item #41
V-FCFCU-2025-0109			SHERIFF		Procedural	Sheriff Sale & Statutory Notice Failures		No evidence of required multi-week newspaper publication	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Sheriff Sale & Statutory Notice Failures				Alleged	Medium	Imported from Exhibit X Item #42
V-FCFCU-2025-0110			SHERIFF		Procedural	Sheriff Sale & Statutory Notice Failures		Public notice requirements unmet	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Sheriff Sale & Statutory Notice Failures				Alleged	Medium	Imported from Exhibit X Item #43
V-FCFCU-2025-0111			SHERIFF		Procedural	Sheriff Sale & Statutory Notice Failures		Defendant unable to locate property on official sheriff sources	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Sheriff Sale & Statutory Notice Failures				Alleged	Medium	Imported from Exhibit X Item #44
V-FCFCU-2025-0112			SHERIFF		Procedural	Sheriff Sale & Statutory Notice Failures		Sale not transparently discoverable	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Sheriff Sale & Statutory Notice Failures				Alleged	Medium	Imported from Exhibit X Item #45
V-FCFCU-2025-0113			SHERIFF		Procedural	Sheriff Sale & Statutory Notice Failures		Opportunity to monitor or contest sale denied	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Sheriff Sale & Statutory Notice Failures				Alleged	Medium	Imported from Exhibit X Item #46
V-FCFCU-2025-0114			FCFCU		Procedural	Chain of Title & Authority Defects		Sheriff’s deed allegedly executed August 19	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Chain of Title & Authority Defects				Alleged	Medium	Imported from Exhibit X Item #47
V-FCFCU-2025-0115			FCFCU		Procedural	Chain of Title & Authority Defects		Deed not recorded with assessor until December 3	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Chain of Title & Authority Defects				Alleged	Medium	Imported from Exhibit X Item #48
V-FCFCU-2025-0116			FCFCU		Procedural	Chain of Title & Authority Defects		Gap between execution and public recordation	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Chain of Title & Authority Defects				Alleged	Medium	Imported from Exhibit X Item #49
V-FCFCU-2025-0117			FCFCU		Procedural	Chain of Title & Authority Defects		Plaintiff asserted ownership before recordation	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Chain of Title & Authority Defects				Alleged	Medium	Imported from Exhibit X Item #50
V-FCFCU-2025-0118			FCFCU		Procedural	Chain of Title & Authority Defects		Authority to dispossess unclear at time of removal	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Chain of Title & Authority Defects				Alleged	Medium	Imported from Exhibit X Item #51
V-FCFCU-2025-0119			FCFCU		Procedural	Chain of Title & Authority Defects		Lawful possessory rights unresolved at execution	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - Chain of Title & Authority Defects				Alleged	Medium	Imported from Exhibit X Item #52
V-FCFCU-2025-0120			FCFCU		ADA	ADA & Disability-Based Procedural Violations		Defendant is a qualified individual with disabilities	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - ADA & Disability-Based Procedural Violations				Alleged	Medium	Imported from Exhibit X Item #53
V-FCFCU-2025-0121			FCFCU		ADA	ADA & Disability-Based Procedural Violations		Disability disclosed to Plaintiff on multiple occasions	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - ADA & Disability-Based Procedural Violations				Alleged	Medium	Imported from Exhibit X Item #54
V-FCFCU-2025-0122			FCFCU		ADA	ADA & Disability-Based Procedural Violations		Disability disclosed prior to foreclosure escalation	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - ADA & Disability-Based Procedural Violations				Alleged	Medium	Imported from Exhibit X Item #55
V-FCFCU-2025-0123			FCFCU		ADA	ADA & Disability-Based Procedural Violations		Disability disclosed prior to removal	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - ADA & Disability-Based Procedural Violations				Alleged	Medium	Imported from Exhibit X Item #56
V-FCFCU-2025-0124			FCFCU		ADA	ADA & Disability-Based Procedural Violations		Reasonable accommodation requested (written communication)	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - ADA & Disability-Based Procedural Violations				Alleged	Medium	Imported from Exhibit X Item #57
V-FCFCU-2025-0125			FCFCU		ADA	ADA & Disability-Based Procedural Violations		Plaintiff refused accommodation as “policy”	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - ADA & Disability-Based Procedural Violations				Alleged	Medium	Imported from Exhibit X Item #58
V-FCFCU-2025-0126			FCFCU		ADA	ADA & Disability-Based Procedural Violations		No interactive ADA process conducted	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - ADA & Disability-Based Procedural Violations				Alleged	Medium	Imported from Exhibit X Item #59
V-FCFCU-2025-0127			FCFCU		ADA	ADA & Disability-Based Procedural Violations		Manager confirmed inability to accommodate	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - ADA & Disability-Based Procedural Violations				Alleged	Medium	Imported from Exhibit X Item #60
V-FCFCU-2025-0128			FCFCU		ADA	ADA & Disability-Based Procedural Violations		Disability used to pressure payment	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - ADA & Disability-Based Procedural Violations				Alleged	Medium	Imported from Exhibit X Item #61
V-FCFCU-2025-0129			FCFCU		ADA	ADA & Disability-Based Procedural Violations		Heightened notice obligations ignored	JURISDICTIONAL & PROCEDURAL VIOLATIONS (VOID JUDGMENT) - ADA & Disability-Based Procedural Violations				Alleged	Medium	Imported from Exhibit X Item #62
V-FCFCU-2025-0130			SHERIFF		Procedural	Removal Conduct		Removal executed despite Defendant denying notice	EXECUTION MISCONDUCT & ILLEGAL EVICTION - Removal Conduct				Alleged	Medium	Imported from Exhibit X Item #63
V-FCFCU-2025-0131			SHERIFF		Procedural	Removal Conduct		Officers relied on assumptions rather than verification	EXECUTION MISCONDUCT & ILLEGAL EVICTION - Removal Conduct				Alleged	Medium	Imported from Exhibit X Item #64
V-FCFCU-2025-0132			SHERIFF		Procedural	Removal Conduct		Removal proceeded without service confirmation	EXECUTION MISCONDUCT & ILLEGAL EVICTION - Removal Conduct				Alleged	Medium	Imported from Exhibit X Item #65
V-FCFCU-2025-0133			SHERIFF		Procedural	Removal Conduct		No discretionary pause despite obvious confusion	EXECUTION MISCONDUCT & ILLEGAL EVICTION - Removal Conduct				Alleged	Medium	Imported from Exhibit X Item #66
V-FCFCU-2025-0134			SHERIFF		Procedural	Removal Conduct		Agent admitted lack of foreclosure experience	EXECUTION MISCONDUCT & ILLEGAL EVICTION - Removal Conduct				Alleged	Medium	Imported from Exhibit X Item #67
V-FCFCU-2025-0135			SHERIFF		Procedural	Removal Conduct		No supervisory review conducted	EXECUTION MISCONDUCT & ILLEGAL EVICTION - Removal Conduct				Alleged	Medium	Imported from Exhibit X Item #68
V-FCFCU-2025-0136			SHERIFF		Procedural	Removal Conduct		No 48-hour execution notice provided	EXECUTION MISCONDUCT & ILLEGAL EVICTION - Removal Conduct				Alleged	Medium	Imported from Exhibit X Item #69
V-FCFCU-2025-0137			SHERIFF		Procedural	Removal Conduct		No demand for possession prior to removal	EXECUTION MISCONDUCT & ILLEGAL EVICTION - Removal Conduct				Alleged	Medium	Imported from Exhibit X Item #70
V-FCFCU-2025-0138			SHERIFF		Procedural	Removal Conduct		No eviction judgment existed	EXECUTION MISCONDUCT & ILLEGAL EVICTION - Removal Conduct				Alleged	Medium	Imported from Exhibit X Item #71
V-FCFCU-2025-0139			SHERIFF		Procedural	Removal Conduct		Removal executed as self-help eviction by proxy	EXECUTION MISCONDUCT & ILLEGAL EVICTION - Removal Conduct				Alleged	Medium	Imported from Exhibit X Item #72
V-FCFCU-2025-0140			SHERIFF		Procedural	Removal Conduct		Prior sheriff visit failed to disclose writ	EXECUTION MISCONDUCT & ILLEGAL EVICTION - Removal Conduct				Alleged	Medium	Imported from Exhibit X Item #73
V-FCFCU-2025-0141			SHERIFF		Procedural	Removal Conduct		Prior IMPD visit failed to disclose writ	EXECUTION MISCONDUCT & ILLEGAL EVICTION - Removal Conduct				Alleged	Medium	Imported from Exhibit X Item #74
V-FCFCU-2025-0142			FCFCU		Procedural	Post-Filing Misconduct		After emergency filing, Plaintiff told court Defendant had been informed	EXECUTION MISCONDUCT & ILLEGAL EVICTION - Post-Filing Misconduct				Alleged	Medium	Imported from Exhibit X Item #75
V-FCFCU-2025-0143			FCFCU		Procedural	Post-Filing Misconduct		Statement was false	EXECUTION MISCONDUCT & ILLEGAL EVICTION - Post-Filing Misconduct				Alleged	Medium	Imported from Exhibit X Item #76
V-FCFCU-2025-0144			FCFCU		Procedural	Post-Filing Misconduct		Defendant learned of claim only via court email	EXECUTION MISCONDUCT & ILLEGAL EVICTION - Post-Filing Misconduct				Alleged	Medium	Imported from Exhibit X Item #77
V-FCFCU-2025-0145			FCFCU		Procedural	Post-Filing Misconduct		Continued misrepresentation during emergency posture	EXECUTION MISCONDUCT & ILLEGAL EVICTION - Post-Filing Misconduct				Alleged	Medium	Imported from Exhibit X Item #78
V-FCFCU-2025-0146			FCFCU		Tort	General		Unauthorized entry after removal	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #79
V-FCFCU-2025-0147			FCFCU		Tort	General		Residence “swept” without notice	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #80
V-FCFCU-2025-0148			FCFCU		Tort	General		No inventory of personal property	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #81
V-FCFCU-2025-0149			FCFCU		Tort	General		Property handled without consent	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #82
V-FCFCU-2025-0150			FCFCU		Tort	General		Property moved from original locations	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #83
V-FCFCU-2025-0151			FCFCU		Tort	General		Property dropped or disturbed	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #84
V-FCFCU-2025-0152			FCFCU		Tort	General		Videotaping of personal property	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #85
V-FCFCU-2025-0153			FCFCU		Tort	General		FaceTime/video call with unknown third party	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #86
V-FCFCU-2025-0154			FCFCU		Tort	General		No consent to recording	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #87
V-FCFCU-2025-0155			FCFCU		Tort	General		Recording of sensitive personal effects	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #88
V-FCFCU-2025-0156			FCFCU		Tort	General		Garage door disengaged	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #89
V-FCFCU-2025-0157			FCFCU		Tort	General		Garage door locked and restricted	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #90
V-FCFCU-2025-0158			FCFCU		Tort	General		False statements regarding garage door power	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #91
V-FCFCU-2025-0159			FCFCU		Tort	General		Garage door was Defendant’s personal property	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #92
V-FCFCU-2025-0160			FCFCU		Tort	General		Retrieval access intentionally impeded	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #93
V-FCFCU-2025-0161			FCFCU		Tort	General		Increased difficulty of retrieval created	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #94
V-FCFCU-2025-0162			FCFCU		Tort	General		No neutral witness during sweep	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #95
V-FCFCU-2025-0163			FCFCU		Tort	General		No chain-of-custody protection	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #96
V-FCFCU-2025-0164			FCFCU		Tort	General		Risk of evidence spoliation created	PROPERTY INTERFERENCE & SPOLIATION RISK - General				Alleged	Medium	Imported from Exhibit X Item #97
V-FCFCU-2025-0165			FCFCU		Tort	Property Damage		Spoilage of refrigerated food	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Property Damage				Alleged	Medium	Imported from Exhibit X Item #98
V-FCFCU-2025-0166			FCFCU		Tort	Property Damage		Freezer spoilage	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Property Damage				Alleged	Medium	Imported from Exhibit X Item #99
V-FCFCU-2025-0167			FCFCU		Tort	Property Damage		Mold growth from vacancy	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Property Damage				Alleged	Medium	Imported from Exhibit X Item #100
V-FCFCU-2025-0168			FCFCU		Tort	Property Damage		Burst pipes / laundry room damage	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Property Damage				Alleged	Medium	Imported from Exhibit X Item #101
V-FCFCU-2025-0169			FCFCU		Tort	Property Damage		Failure to winterize property	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Property Damage				Alleged	Medium	Imported from Exhibit X Item #102
V-FCFCU-2025-0170			FCFCU		Tort	Property Damage		Failure to mitigate while excluding Defendant	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Property Damage				Alleged	Medium	Imported from Exhibit X Item #103
V-FCFCU-2025-0171			FCFCU		Tort	Property Damage		Damage occurred during unlawful possession	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Property Damage				Alleged	Medium	Imported from Exhibit X Item #104
V-FCFCU-2025-0172			FCFCU		Tort	Financial & Economic Harm		Lost wages due to displacement	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #105
V-FCFCU-2025-0173			FCFCU		Tort	Financial & Economic Harm		Lost consulting income	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #106
V-FCFCU-2025-0174			FCFCU		Tort	Financial & Economic Harm		Lost professional opportunities	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #107
V-FCFCU-2025-0175			FCFCU		Tort	Financial & Economic Harm		Missed client notices due to homelessness	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #108
V-FCFCU-2025-0176			FCFCU		Tort	Financial & Economic Harm		Mail disruption caused by displacement	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #109
V-FCFCU-2025-0177			FCFCU		Tort	Financial & Economic Harm		Re-work required for already-paid clients	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #110
V-FCFCU-2025-0178			FCFCU		Tort	Financial & Economic Harm		Harm to clients’ ability to file and work	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #111
V-FCFCU-2025-0179			FCFCU		Tort	Financial & Economic Harm		PTIN renewal missed due to crisis	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #112
V-FCFCU-2025-0180			FCFCU		Tort	Financial & Economic Harm		Increased barriers to re-establishing practice	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #113
V-FCFCU-2025-0181			FCFCU		Tort	Financial & Economic Harm		Impaired ability to work during tax season	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #114
V-FCFCU-2025-0182			FCFCU		Tort	Financial & Economic Harm		Emergency housing costs	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #115
V-FCFCU-2025-0183			FCFCU		Tort	Financial & Economic Harm		Transportation and survival expenses	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #116
V-FCFCU-2025-0184			FCFCU		Tort	Financial & Economic Harm		Utility bills charged during Plaintiff’s claimed ownership	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #117
V-FCFCU-2025-0185			FCFCU		Tort	Financial & Economic Harm		Water bill issued despite claimed ownership	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #118
V-FCFCU-2025-0186			FCFCU		Tort	Financial & Economic Harm		Electric service left in Defendant’s name	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #119
V-FCFCU-2025-0187			FCFCU		Tort	Financial & Economic Harm		Utility shutoff harm	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #120
V-FCFCU-2025-0188			FCFCU		Tort	Financial & Economic Harm		Property taxes demanded during Plaintiff’s claimed ownership	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #121
V-FCFCU-2025-0189			FCFCU		Tort	Financial & Economic Harm		$10,000 accounting discrepancy in sale proceeds	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #122
V-FCFCU-2025-0190			FCFCU		Tort	Financial & Economic Harm		Retroactive interest doubling	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #123
V-FCFCU-2025-0191			FCFCU		Tort	Financial & Economic Harm		Attorney fees re-added post hoc	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #124
V-FCFCU-2025-0192			FCFCU		Tort	Financial & Economic Harm		Accounting manipulation to eliminate surplus	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #125
V-FCFCU-2025-0193			FCFCU		Tort	Financial & Economic Harm		Misrepresentation of payoff amount ($22kvs$4k)	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #126
V-FCFCU-2025-0194			FCFCU		Tort	Financial & Economic Harm		False payoff demand deterred cure attempt	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Financial & Economic Harm				Alleged	Medium	Imported from Exhibit X Item #127
V-FCFCU-2025-0195			FCFCU		Tort	Personal, Psychological & Safety Harm		Severe emotional distress	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Personal, Psychological & Safety Harm				Alleged	Medium	Imported from Exhibit X Item #128
V-FCFCU-2025-0196			FCFCU		Tort	Personal, Psychological & Safety Harm		Re-traumatization	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Personal, Psychological & Safety Harm				Alleged	Medium	Imported from Exhibit X Item #129
V-FCFCU-2025-0197			FCFCU		Tort	Personal, Psychological & Safety Harm		Sleep deprivation	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Personal, Psychological & Safety Harm				Alleged	Medium	Imported from Exhibit X Item #130
V-FCFCU-2025-0198			FCFCU		Tort	Personal, Psychological & Safety Harm		Cognitive exhaustion	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Personal, Psychological & Safety Harm				Alleged	Medium	Imported from Exhibit X Item #131
V-FCFCU-2025-0199			FCFCU		Tort	Personal, Psychological & Safety Harm		Loss of sense of safety	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Personal, Psychological & Safety Harm				Alleged	Medium	Imported from Exhibit X Item #132
V-FCFCU-2025-0200			FCFCU		Tort	Personal, Psychological & Safety Harm		Exposure to freezing conditions	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Personal, Psychological & Safety Harm				Alleged	Medium	Imported from Exhibit X Item #133
V-FCFCU-2025-0201			FCFCU		Tort	Personal, Psychological & Safety Harm		Health deterioration risk	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Personal, Psychological & Safety Harm				Alleged	Medium	Imported from Exhibit X Item #134
V-FCFCU-2025-0202			FCFCU		Tort	Sexual Coercion Under Duress		Coercive sexual demand in exchange for money	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Sexual Coercion Under Duress				Alleged	Medium	Imported from Exhibit X Item #135
V-FCFCU-2025-0203			FCFCU		Tort	Sexual Coercion Under Duress		Occurred while homeless and freezing	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Sexual Coercion Under Duress				Alleged	Medium	Imported from Exhibit X Item #136
V-FCFCU-2025-0204			FCFCU		Tort	Sexual Coercion Under Duress		Directly caused by unlawful displacement	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Sexual Coercion Under Duress				Alleged	Medium	Imported from Exhibit X Item #137
V-FCFCU-2025-0205			FCFCU		Tort	Sexual Coercion Under Duress		Foreseeable vulnerability created by Defendants’ actions	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Sexual Coercion Under Duress				Alleged	Medium	Imported from Exhibit X Item #138
V-FCFCU-2025-0206			FCFCU		Tort	Third-Party & Collateral Harm		Displacement of roommate	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Third-Party & Collateral Harm				Alleged	Medium	Imported from Exhibit X Item #139
V-FCFCU-2025-0207			FCFCU		Tort	Third-Party & Collateral Harm		Harm to dependent ally relying on Defendant’s support	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Third-Party & Collateral Harm				Alleged	Medium	Imported from Exhibit X Item #140
V-FCFCU-2025-0208			FCFCU		Tort	Third-Party & Collateral Harm		Interruption of legal and caregiving assistance to ally	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Third-Party & Collateral Harm				Alleged	Medium	Imported from Exhibit X Item #141
V-FCFCU-2025-0209			FCFCU		Tort	Third-Party & Collateral Harm		Harm to ally’s legal stability	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Third-Party & Collateral Harm				Alleged	Medium	Imported from Exhibit X Item #142
V-FCFCU-2025-0210			FCFCU		Tort	Third-Party & Collateral Harm		Emotional distress to Defendant’s mother	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Third-Party & Collateral Harm				Alleged	Medium	Imported from Exhibit X Item #143
V-FCFCU-2025-0211			FCFCU		Tort	Third-Party & Collateral Harm		Burden placed on family and helpers	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Third-Party & Collateral Harm				Alleged	Medium	Imported from Exhibit X Item #144
V-FCFCU-2025-0212			FCFCU		Tort	Foreseeability & Recklessness		Winter conditions known	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Foreseeability & Recklessness				Alleged	Medium	Imported from Exhibit X Item #145
V-FCFCU-2025-0213			FCFCU		Tort	Foreseeability & Recklessness		Disability known or reasonably discoverable	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Foreseeability & Recklessness				Alleged	Medium	Imported from Exhibit X Item #146
V-FCFCU-2025-0214			FCFCU		Tort	Foreseeability & Recklessness		Homelessness foreseeable outcome	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Foreseeability & Recklessness				Alleged	Medium	Imported from Exhibit X Item #147
V-FCFCU-2025-0215			FCFCU		Tort	Foreseeability & Recklessness		Client harm foreseeable during tax season	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Foreseeability & Recklessness				Alleged	Medium	Imported from Exhibit X Item #148
V-FCFCU-2025-0216			FCFCU		Tort	Foreseeability & Recklessness		Proceeded despite obvious risk	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Foreseeability & Recklessness				Alleged	Medium	Imported from Exhibit X Item #149
V-FCFCU-2025-0217			FCFCU		Tort	Foreseeability & Recklessness		Continued escalation despite mounting harm	DAMAGES, IRREPARABLE HARM & FORESEEABILITY - Foreseeability & Recklessness				Alleged	Medium	Imported from Exhibit X Item #150
V-FCFCU-2025-0218			FCFCU		Constitutional	General		State actors deprived Defendant of real property	FEDERAL CONSTITUTIONAL & CIVIL RIGHTS VIOLATIONS (PRESERVED) - General				Alleged	Medium	Imported from Exhibit X Item #151
V-FCFCU-2025-0219			FCFCU		Constitutional	General		Deprivation occurred without jurisdiction	FEDERAL CONSTITUTIONAL & CIVIL RIGHTS VIOLATIONS (PRESERVED) - General				Alleged	Medium	Imported from Exhibit X Item #152
V-FCFCU-2025-0220			FCFCU		Constitutional	General		Deprivation occurred without notice	FEDERAL CONSTITUTIONAL & CIVIL RIGHTS VIOLATIONS (PRESERVED) - General				Alleged	Medium	Imported from Exhibit X Item #153
V-FCFCU-2025-0221			FCFCU		Constitutional	General		Deprivation occurred without opportunity to be heard	FEDERAL CONSTITUTIONAL & CIVIL RIGHTS VIOLATIONS (PRESERVED) - General				Alleged	Medium	Imported from Exhibit X Item #154
V-FCFCU-2025-0222			FCFCU		Constitutional	General		Sheriff executed removal despite unresolved service defects	FEDERAL CONSTITUTIONAL & CIVIL RIGHTS VIOLATIONS (PRESERVED) - General				Alleged	Medium	Imported from Exhibit X Item #155
V-FCFCU-2025-0223			FCFCU		Constitutional	General		State actors relied on assumptions rather than verified process	FEDERAL CONSTITUTIONAL & CIVIL RIGHTS VIOLATIONS (PRESERVED) - General				Alleged	Medium	Imported from Exhibit X Item #156
V-FCFCU-2025-0224			FCFCU		Constitutional	General		Disparate impact on disabled Defendant	FEDERAL CONSTITUTIONAL & CIVIL RIGHTS VIOLATIONS (PRESERVED) - General				Alleged	Medium	Imported from Exhibit X Item #157
V-FCFCU-2025-0225			FCFCU		Constitutional	General		Failure to provide reasonable modification	FEDERAL CONSTITUTIONAL & CIVIL RIGHTS VIOLATIONS (PRESERVED) - General				Alleged	Medium	Imported from Exhibit X Item #158
V-FCFCU-2025-0226			FCFCU		Constitutional	General		Failure to engage in ADA interactive process	FEDERAL CONSTITUTIONAL & CIVIL RIGHTS VIOLATIONS (PRESERVED) - General				Alleged	Medium	Imported from Exhibit X Item #159
V-FCFCU-2025-0227			FCFCU		Constitutional	General		Illegal eviction effectuated through state authority	FEDERAL CONSTITUTIONAL & CIVIL RIGHTS VIOLATIONS (PRESERVED) - General				Alleged	Medium	Imported from Exhibit X Item #160