Attorney Intake Summary: FCFCU Violation of Rights

Matter: FCFCU v. [Plaintiff] (49D03-2501-MF-002559)
Status: Post-Removal / Preliminary Relief Pending / Active Federal Theory Development
Internal Exposure Anchor: $3,177,130.00

Executive Snapshot

This case involves the systematic deprivation of property and civil rights through the execution of a void judgment, compounded by willful ADA non-compliance and systemic FCRA misreporting. The Plaintiff, a tax professional with a documented disability, was forcibly removed from their primary residence and office without 48-hour notice or a lawful writ predicate, resulting in geographic displacement and severe professional revenue loss.

Primary Liability Pillars

1. Jurisdictional & Due Process Voidness ($975k)

• Defect: Failure of service and entry of default judgment without notice.
• Result: The underlying foreclosure judgment is void ab initio.
• Leverage: §1983 state-action exposure due to the use of law enforcement to execute a procedurally defective removal.

2. ADA Procedural Exclusion ($640k)

• Defect: Adverse party and court officers were repeatedly notified of Plaintiff’s disability and communication needs.
• Breach: Total refusal of written accommodation and failure to engage in the interactive process.
• Compounding: Removal was executed on a person with known cognitive and auditory limitations during a high-stress event without accommodation.

3. FCRA Systemic Misreporting ($515k)

• Defect: Continuous reporting of “Foreclosure” and “Delinquency” after judgment was challenged and while underlying facts were in dispute.
• Impact: Financial strangulation that prevented obtaining local replacement housing or bridge credit, forcing displacement to Evansville.

4. Strategic Economic Harm ($420k - Forced Relocation)

• Causation: Unlawful removal + Credit blockage → Forced geographic exile.
• Harm: Severance of Indianapolis market access during Q1 tax season; technical bottlenecks preventing remote professional work.

Objective Damage Components

• Property Loss ($215k): Conversion and spoliation of camera evidence; burst pipes and property neglect post-removal.
• Survival Conditions ($255k): Documented housing instability in unsafe/unsanitary conditions (roach-infested motels).
• Consequential ($110k): Foreseeable harm to third-party legal investments (asylum cases) and dependents.

Counselor Recommendation

The case is currently supported by a high-density evidence locker (150+ exhibits). We seek co-counsel to finalize federal filing or lead settlement negotiations. The adverse party (FCFCU) faces significant institutional risk regarding board-level reputational damage and regulatory oversight (NCUA/CFPB).

Contact: [Internal Case Management Team]